How our financing works
A structured, non-recourse project finance facility of up to 5 billion EUR/USD. It leverages underlying assets instead of creating debt, and those assets never leave their owner’s control.
The model, stage by stage
Five stages from project owner to project proceeds. The constant: full asset control for the owner, full funding for the project.
Which assets qualifyProject owner
The project owner realizes their project through non-debt financing, using their own assets or assets provided by a cooperation partner, also known as a sponsor. The project moves forward without taking on traditional loans, because the necessary capital is backed by existing assets.
Underlying asset
The project owner or cooperation partner provides the underlying asset for an agreed period, with the goal of securing the required funding. The cooperation partner may receive additional benefits from the partnership, while their assets are never directly at risk or explicitly tied to the project. The project owner gains access to funding, and the collateral remains secured.
Structured finance arranged
Resourceful Solutions PTE LTD, together with its associated international law firm and its 18 years of experience serving major international enterprises, provides comprehensive services to facilitate structured funding. In collaboration with licensed entities and leading international prime banks, the required funding solutions become available for your project.
Security and release of underlying assets
The underlying assets always remain under the sole management of the asset owner. Cash assets are held in the owner’s custodial account at their own bank for the agreed duration, provided the bank is suitable. Hard assets such as gold bullion are stored at a qualified security house or in a bank vault, insured against loss or damage. Upon completion of the structured financing the asset is available for any other investment, unless otherwise agreed. At no point does the asset owner provide a bank guarantee.
Project proceeds
The distribution of project proceeds is aligned with the specific needs and timeline of the project. Where swift, full funding is necessary, we negotiate with the involved banks to allow advanced distribution of the proceeds, independently of how long the assets are held in the client’s custody account, subject to successful negotiations and bank approval.
In plain terms
This is not a loan, and it is not an investment fund that takes your money. Cash assets remain in the owner’s custodial account at their own bank, confirmed by a bank letter or SWIFT confirmation. Gold is stored at a qualified security house or bank vault, insured against loss or damage.
Resourceful Solutions never takes custody of the underlying assets. There is no hypothecation of project assets, no bank guarantee from the asset owner, and, unless otherwise agreed, no repayment of the structured finance proceeds.
Funding criteria
The full term sheet: project size, collateral, jurisdictions, timeline and costs.
Minimum project value
EUR/USD 30 million, ideally 50 million and above
Funding amount
Up to 5 billion EUR/USD, covering up to 100 percent of the project investment, terms up to 10 years
Eligible collateral
Cash deposits in a custodial account, gold bullion valued at the LBMA market price, other bankable assets after review
Minimum collateral
EUR 50 million in cash assets or EUR 100 million in gold assets, tenor of at least 12 months
Transaction
Non-recourse structured finance. No hypothecation of project assets, no bank guarantee from the asset owner
Jurisdictions
Worldwide, except countries banned or restricted by legal authorities or falling under terrorism-related categories
Timeline
First proceeds within 40 banking days after completion of compliance. Project milestones are aligned with a synchronized timeline for structured financing
Costs
No advance fees. A fee of 1.5 percent is invoiced by the supervising law firm and paid directly from the project funds
Compliance
Successful completion of the compliance procedure, conducted jointly with our legal advisors
From teaser to first proceeds
What the process looks like from your side. Advisory, compliance and structuring carry no advance fees.
1
Send your project teaser
Share the required cash flow information and details of the underlying assets. We advise promptly on whether and how structured financing can be achieved, at no cost.
2
Compliance procedure
The compliance process is completed jointly with our legal advisors. We confirm early whether your project’s jurisdiction is eligible.
3
Agreement and structuring
The finance agreement is signed and executed. Structuring runs with licensed entities and leading international prime banks, supervised by the law firm.
4
First proceeds
Funding disbursement starts within 40 banking days after compliance approval, then follows the synchronized timeline agreed for your project.
Common questions about the model
How long does funding take?
The funding process can be completed, either in full or in part, in less than one quarter. In some cases the distribution of project proceeds can be accelerated and made available even sooner, starting from the moment the compliance process is completed and the finance agreement is signed and executed.
What does the service cost?
There are no advance fees: the initial advisory, the compliance process and the structuring with licensed partners and banks are free of charge. Once financing is in place, a fee of 1.5 percent is invoiced by the supervising law firm A&A and paid directly from the project funds.
Do the structured finance proceeds have to be repaid?
Unless otherwise agreed, there is no repayment of structured finance proceeds. The financing is non-recourse and requires no hypothecation of project assets, which keeps the balance sheet of the project owner unencumbered.
Who supervises the process?
Every mandate is overseen by the international law firm Abogados y Asesores, S.L.P. (A&A), established in Madrid in 2008, with oversight provided through its Frankfurt office. The firm conducts the compliance procedure together with the client and supervises each stage of the structuring. More about the setup on the about page.
Send us your financing request
Share a project teaser with the required cash flow and details of the underlying assets. We will promptly advise whether and how structured financing can be achieved. No advance fees.