The structure is backed by existing assets rather than new debt. Cash and gold bullion are the standard routes; other bankable assets can qualify after review.
Cash assets remain in the owner’s custodial account at their own bank for the agreed duration, provided the bank is suitable. The position is confirmed by a bank letter or SWIFT confirmation, and no bank guarantee is required at any point.
Gold is valued at the LBMA market price and stored at a bank or an approved security facility for the duration of the arrangement, with insurance against loss or damage. We arrange an adequate loan facility, held in the client’s custodial account at our partner bank.
The asset does not have to be your own, and it does not have to be cash or gold.
For asset types beyond cash and gold, special procedures or additional insurance may be required before they can be accepted as suitable collateral. We review this during the initial advisory, at no cost.
A cooperation partner can provide the underlying asset on the project owner’s behalf. The sponsor may receive additional benefits from the partnership, while their assets are never directly at risk or explicitly tied to the project.
The underlying assets always remain under the sole management of the asset owner. Upon completion of the structured financing, the asset is available for any other investment, unless otherwise agreed.
The amount and value of the underlying asset are carefully balanced against the required project funding. Importantly, the asset always remains under the full control of its owner. In the case of cash assets, the funds stay in the owner’s custodial account at their own bank for the agreed duration. There is no requirement to provide a bank guarantee or to pledge the asset directly to the project. The asset remains safe and securely managed by its owner throughout the process.
Yes. Gold bullion can be used as an underlying asset for structured finance. The process is straightforward and based on the LBMA (London Bullion Market Association) market price. The gold must be securely stored at a bank or an approved security facility for the entire duration of the arrangement. We arrange an adequate loan facility, which the client holds in their custodial account at our partner bank.
For other types of assets, special procedures or additional insurance may be required before they can be accepted as suitable collateral. More on this under underlying assets.
Unless otherwise agreed, there is no repayment of structured finance proceeds. The financing is non-recourse and requires no hypothecation of project assets, which keeps the balance sheet of the project owner unencumbered.
Tell us which assets are available, your own or a sponsor's, and we will advise whether and how structured financing can be achieved. No advance fees.